Suppliers can't wait 90 days to get paid. Buyers need payment terms to make deals work. Faktorist Trade Finance bridges this gap with invoice factoring and escrow — so no deal falls through because of cash flow.
3.5%
Factoring from
30-day terms
2%
Escrow fee
Full protection
24h
Payout speed
After approval
0%
Buyer cost
Supplier-funded
In B2B trade, the #1 reason deals collapse is payment terms mismatch. The supplier needs cash now; the buyer needs Net 30/60/90.
Small and mid-size suppliers can't afford to wait 30-90 days for payment. They need working capital to buy raw materials for the next order.
Buyers won't prepay for international orders from unknown suppliers. Without escrow, neither side has protection if the deal goes wrong.
Buyer wants Net 60. Supplier wants payment on delivery. Without a financial bridge, the deal dies — even when both sides want it.
When payment terms don't match between buyer and supplier, our system automatically finds a financial solution.
Buyer requests Net 60, supplier requires payment on delivery. The deal is stuck.
Faktorist automatically sends an anonymized lead to qualified financial partners.
Financial partner quotes a fee based on amount and terms (e.g., 3% for 30 days, 3.5% for 60 days).
Supplier gets paid immediately. Buyer pays on their terms. Financial partner earns the spread.
Get paid now. Let the financial partner wait.
How pricing works:
Example: €20,000 invoice, Net 60 terms
Financial partner: 3.0% + 0.5% = 3.5% = €700
Faktorist fee: 0.5% + 0.1% = 0.6% = €120
Total cost: 4.1% = €820 — Supplier receives €19,180 immediately
Both sides protected. Money held until delivery confirmed.
How escrow works:
Dispute resolution included
If the buyer disputes quality or delivery, Faktorist mediates. Funds are held until both parties agree or an arbitrator decides.
Financial institutions, factoring companies, and trade finance funds can join Faktorist as financial partners. You receive anonymized, pre-qualified deal leads and set your own terms.
Example returns (annualized):
36%
Net 30
21%
Net 60
16%
Net 90
Partners can set custom terms per deal size and industry. Standard terms shown above are defaults. Dashboard allows full control over pricing, limits, and portfolio exposure.
Get paid within 24 hours instead of waiting 30-90 days. Use the cash to buy materials, pay workers, and take on more orders.
Cost: Factoring fee deducted from invoice
Pay on your terms (Net 30/60/90) with full escrow protection. Close deals that would otherwise be impossible due to payment mismatch.
Cost: Zero — buyer pays nothing extra
Earn competitive returns (16-36% annualized) on pre-qualified, KYC-verified trade deals. Transparent blockchain audit trail.
Earn: Set your own terms per deal
Whether you're a supplier who needs faster payments, a buyer who needs terms, or a financial institution looking for deal flow — Faktorist has you covered.